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PMJJBY: eligibility, documents, how to apply

Pradhan Mantri Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना ప్రధాన మంత్రి జీవన్ జ్యోతి బీమా యోజన

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.

Benefits

Benefit amount not stated on the official page

1. PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason.

1. Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.

Eligibility

1. The age of the applicant must be between 18 to 50 Years.

1. The applicant must hold an individual bank / post office account.

Documents

  • Documents were not listed on the official page.

How to apply

Offline

Step 01: Download and take print of the “CONSENT-CUM-DECLARATION FORM” given in the link below: https://www.jansuraksha.gov.in/Files/PMJJBY/English/ApplicationForm.pdf#zoom=250

Step 02: Duly fill and sign the application form, attach the self-attested copies of the required documents, and submit the case to the authorised official of Bank / Post Office. The official will return you the “ACKNOWLEDGEMENT SLIP CUM CERTIFICATE OF INSURANCE”.

One can also avail cover under PMJJBY online using their bank's Net banking facility.

Offline

Copied from myScheme on 2026-10-27

Official source

References on myScheme

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