PMGKP: eligibility, documents, how to apply
प्रधानमंत्री गरीब कल्याण पैकेज: कोविड-19 से लड़ने वाले स्वास्थ्य कर्मियों के लिए बीमा योजना ప్రధాన మంత్రి గరీబ్ కల్యాణ్ ప్యాకేజీః కోవిడ్-19 తో పోరాడుతున్న ఆరోగ్య కార్యకర్తలకు బీమా పథకం
The scheme aims to provide financial protection through insurance cover of ₹50,00,000/- to healthcare workers fighting COVID-19.
Benefits
Insurance Coverage: ₹50,00,000/- provided in case of death or permanent disability due to COVID-19.- Risk Coverage: Covers loss of life due to COVID-19; covers accidental death during COVID-19-related duty.
- Insurance Coverage: ₹50,00,000/- provided in case of death or permanent disability due to COVID-19.- Risk Coverage: Covers loss of life due to COVID-19; covers accidental death during COVID-19-related duty.
Eligibility
- The applicant must be a healthcare worker; including doctors, nurses, paramedics, and support staff.
- The applicant must be directly involved in COVID-19 related duties.
- The applicant must be a citizen of India.
- The applicant must be working in a COVID-19 designated hospital or care facility.
- The applicant must be registered under a government health program.
Documents
- In case of Accidental loss of life on account of COVID-19 related duty following documents are required: Claim form duly filled and signed by the nominee/claimant.
- Identity proof of Deceased (Certified copy)
- Identity proof of the Claimant (Certified copy)
- Proof of relationship between the Deceased and the Claimant (Certified copy)
- Death summary by the Hospital where death occurred (in case death occurred in hospital)(Certified copy).
- Death Certificate (in Original)
- Post-mortem Report (Certified copy)
- Cancelled Cheque (desirable) (in Original)
- FIR (Certified copy)
- Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and had an accidental loss of life on account of COVID-19 related duty.
- In case of Loss of life due to COVID-19 following documents are requiredClaim form duly filled and signed by the nominee/claimant.
- Laboratory Report certifying having tested Positive for COVID-19 (in Original or Certified copy)
- Death summary by the Hospital where death occurred (in case death occurred in hospital) (Certified copy).
- Certificate by the Healthcare Institution/ organization/ office that the deceased was an employee of /engaged by the institution and was deployed/drafted for care and may have come in direct contact of the COVID-19 patient. For community health care workers, the Certificate should be from Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator was drafted for work related to COVID-19.
- Certificate DetailsThose employees (Regular/Adhoc/Contractual/Daily Wagers/retired Government Officials/ Private individuals) engaged byHealth care facilities of Central/State/UT Governments/ Urban Local Bodies
- Autonomous / PSU hospitals of Central/State / UT Government, AIIMSs, INIs and Hospitals of Central Ministries.
- Certificate of employment/engagement by the Head of Institution/ organization/office indicating that the Deceased was an employee of/engaged by the Institution.
- Certify and submit proof that the deceased had accidental loss of life on account of COVID-19 related duty.
- Private healthcare InstitutionCertificate of Employment by the Director / Medical Superintendent / Head of the Institution.
- Private person engaged by the Health Care Institutions / Organizations (both public and private) through an AgencyCertified copy of the document indicating that the services of the Agency were engaged by the Institution / Organization.
- Proof of engaging the services of individual by the Agency.
- Community Health Workers (ASHAs and ASHA Facilitators)Certificate of engagement as ASHA/ASHA Facilitator provided by the Medical Officer of Primary Health Centre (PHC).
- Certificate by Medical Officer of Primary Health Centre (PHC) that ASHA/ASHA Facilitator had accidental loss of life on account of COVID-19 related duty.
- Volunteers drafted for COVID 19 related responsibilities by the Government officials authorized by the State/UT GovernmentProof of engaging the services of individual by the Government officials authorized by the State/UT Government.
How to apply
Step 1: The concerned institution/department is informed about the claim.
Step 2: The insurance company is intimated via email at "nia.312000@newindia.co.in".
Step 3: The claimant fills the claim form and attaches the required documents.
Step 4: The claimant submits the form to the healthcare institution/organization.
Step 5: The institution verifies, certifies, and forwards the claim to the competent authority.
Step 6: The competent authority submits the claim to the insurance company for approval.
Official apply link was not listed.